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Northern Poconos Real Estate News

Need More Personal Space: 4 Ways to Add Privacy Inside and Out
CENTURY 21 Select Group 3 days ago

While a cabin in the woods may not be your thing, there are times when we all crave a little privacy. No matter what your living environs may be, there are several strategies beyond fencing for creating private spaces both inside and outside your home.


Plant a tree wall. While this strategy takes a bit of patience, the payoff is big and permanent. Plant a border of fast-growing evergreen trees - try cypress, arborvitae, juniper or holly - along those perimeters of your yard that are exposed to...
Navigating Down Payment Gifts: What Homebuyers Need to Know
CENTURY 21 Select Group 3 weeks ago

When it comes to purchasing a home, navigating the intricacies of down payment gifts can be both crucial and complex. Many prospective homeowners seek financial assistance from family members, friends, or other entities to help cover the costs associated with buying a house. However, understanding the rules and regulations surrounding down payment gifts is essential for a smooth and successful home buying experience.

Understanding Down Payment Gifts

A down payment gift is essentially money that...
Why Are There So Many Credit Scores?
CENTURY 21 Select Group 2 months ago

Most lenders today rely on your FICO credit score to determine whether to approve your application for a mortgage and when assigning an interest rate to your loan. Generally, the higher your FICO score, the lower your interest rate.

Most lenders consider a FICO score of 800 or more to be excellent. You can expect to earn the lowest interest rate when your score is that high. But you don’t need an 800 FICO credit score to qualify for a mortgage. You can usually secure a loan even if your FICO sco...
What to Do If You Find an Error on Your Credit Report
CENTURY 21 Select Group 4 months ago

Lenders look at your credit report to determine whether you qualify for a loan or credit card. Inaccurate information could lead to an unfavorable interest rate or outright denial of your application. You should periodically request copies of your credit reports and check them for errors. If you find a mistake, act immediately to have it corrected so it doesn’t hurt your chances of obtaining credit.

How an Error Might Have OccurredIf you have a common name, your records could have gotten mixed...
Discovering Your Dream Home:  Northeastern Pennsylvania
CENTURY 21 Select Group 4 months ago

Looking for your perfect home in the charming mountains of Northeastern Pennsylvania? Nestled amidst rolling hills and picturesque scenery, this region offers a unique blend of rural tranquility and modern amenities, making it an ideal haven for prospective homebuyers. In this guide, we'll explore the key factors that make Northeastern Pennsylvania a prime destination for those seeking not just a house, but a true home.

First and foremost, the affordability of real estate in Northeastern Pennsy...
Moving Day Survival Kit
CENTURY 21 Select Group 4 months ago

Getting ready to move into your new home can be a hectic experience. From getting items out of storage to transferring items from your old home into your new space, it’s easy to lose track of things. That’s why it is important to keep track of essential items during the move.

While you’ll pack most of your belongings into a variety of boxes, you should plan to keep some items separated or clearly marked as a survival kit to make the first day or two in your home much easier. If you can, keep th...
The Benefits of Automatic Mortgage Payments
CENTURY 21 Select Group 8 months ago

Automatic payments can be a smart and easy way to “set it and forget it.” The automatic withdrawals from your bank account can be set up to pay internet services, subscriptions, phone bills, credit card bills and even a mortgage.

Along with accepting payment by check, over the phone and online, many mortgage providers allow mortgage payments to be automatically withdrawn from your checking or savings account every month on the same day.

One of the best things about having your mortgage on autop...
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