Northern Poconos Real Estate News
Most lenders today rely on your FICO credit score to determine whether to approve your application for a mortgage and when assigning an interest rate to your loan. Generally, the higher your FICO score, the lower your interest rate.
Most lenders consider a FICO score of 800 or more to be excellent. You can expect to earn the lowest interest rate when your score is that high. But you don’t need an 800 FICO credit score to qualify for a mortgage. You can usually secure a loan even if your FICO sco...
Do you live in an apartment or condominium? If so, do you know what to do in case there’s a fire when you’re home? To help you stay safe, the U.S. Fire Administration offers the following quick tips:
Building Fire Safety
Fire prevention tools in and around your apartment are essential for fire safety.
Household chemicals and medicines can be useful and beneficial, but they can also be extremely dangerous. Accidental poisonings are common, especially among children, who are curious and may not understand the dangers around them. It only takes a second for a child to ingest a toxic substance, which can cause irreparable harm or lead to death. Many poisonings can be prevented by taking precautions.
Use and Store Chemicals SafelyWhen you finish using chemicals, put them away immediately. Make su...
Plenty of homeowners have made mistakes when remodeling. It's worth learning from those challenges to avoid making them yourself. Let's take a close look at a handful of the most common bathroom remodeling mistakes as well as how you can avoid making them.
Bad ventilation
Having inadequate ventilation in the bathroom causes more than just steam buildup. It can lead to significant challenges with dangerous mold and air quality problems. Moist rooms like the bathroom need proper ventilation, so...
Getting your house ready to put on the market can seem like a massive undertaking. From cleaning to staging, you might not know where to begin. In search of advice? Break each room into sections, and tackle the room head on with this house selling checklist.
Living Room
- Use pillows and throw blankets to soften up the room.
- Clear off the coffee table.
- Store toys out of sight.
Dining Room
Clear off the dining table—only leave the centerpiece. Remove extra chairs from the table. Set the table...
If you were like most kids, you probably dreaded eating fruits and vegetables during your childhood. But now that you’re a parent who understands the importance of healthy food for a child’s well-being, you might find yourself struggling to talk your young kids into doing exactly what you once refused to do.
Pretty ironic, right?
To help you overcome this common challenge, ChooseMyPlate.gov suggests encouraging your children to eat fruits and veggies by trying to make it fun. Depending on their...
When it comes to student loans, dealing with the lender can be more difficult than repaying the loan. That’s one of the top complaints by consumers in a report of the student loan ombudsman for the Consumer Financial Protection Bureau (CFPB).
For federal student loans, more than twice as many consumers (71 percent) reported difficulties dealing with their lender or service than the 28 percent who complained to the CFPB that they were struggling to repay their loan. Two percent of complaints wer...
