It’s easy to get excited about the idea of working out but soon find yourself feeling discouraged and overwhelmed. Having the right mindset and realistic expectations can help you succeed at a new exercise program.
Why Do You Want to Work out?The reason why you exercise will determine whether you’ll stick with it. Internal motivation is more likely to lead to long-term success than motivation based on external factors. If you want to get in shape to look good at the beach or at your friend’s we...
According to the National Association of Realtors’ Remodeling Impact Report, it’s not always the expensive upgrades that get the attention of eager buyers. In fact, you can make a splash with a budget of as little as...
Are you thinking about getting a pet? Owning and taking care of an animal is a huge commitment filled with responsibilities and expenses. Some pets more so than others. Although you or a family member may have a particular animal in mind, the American Veterinary Medical Association suggests you consider the following to help ensure you choose the right pet for your household and circumstances:
Do you already have a pet? If so, will your current pet accept another pet of the same or a different...
Before Covid-19, open houses seemed to be a Sunday staple activity for would-be homebuyers. However, as the pandemic put a halt to almost all in-person activities, the number of open houses dwindled—sellers didn’t want strangers in their homes and buyers didn’t want to be in the company of too many people.
Although just 4 percent of buyers purchase their homes through open houses, 41 percent still visit open houses as their first step in the homebuying process. To overcome this hurdle, REALTORS...It is estimated that 30% of a home’s heat goes out the windows. Is your home long overdue for replacement windows? The first thing you will want to do is assess all the windows in your home to know if it is time to replace some or all of them. As an additional incentive, the energy efficient home improvement credit allows homeowners to take advantage of a tax credit for qualifying home improvements. Here’s what to look for.
Broken glass or damaged window frames can leave space for unwanted and...
A SEP IRA offers employers and their employees a tax-friendly way to save for retirement. As it currently stands, with a traditional IRA you can contribute $6,500. This is a decent amount of money. However, with a SEP IRA you can place nearly 10 times that amount in your account during the current tax year. That's upward of $66,000 per SEP IRA.
At the same time, keep in mind that SEP IRA annual contribution limits can't exceed the lesser of these two conditions:
25% of your total compensation....