Northern Poconos Real Estate News
There’s nothing like the excitement of moving into a new home. There is a lot of promise to this fresh start, from decorating the living room to planning the first home improvement project. However, it’s essential not to overlook the importance of improving your home’s security after moving in. Use these tips to help heighten the safety of your new residence.
Change the locks
As soon as you come into possession of the keys to your new home, changing the locks on all the exterior doors should be...
Many people are on a tight budget and don’t save as much as they should for retirement. If you have children and you want to save for their education, things can get even trickier. Here are some tips to help you prioritize and accumulate enough savings.
Make Logical DecisionsYou have likely heard stories about recent college graduates who are overwhelmed with student loan debt and don’t want your own kids to wind up in the same boat. That’s completely understandable, but don’t let those feeling...
A credit card is one of the main ways to build credit. By using a credit card wisely and not running up huge bills and paying them off in full on time, consumers can improve their credit score. A good credit score can make getting a home, car and other loans easier, and at better interest rates.
Some people who have poor credit may have difficulty improving their credit score fast enough, and others may not even want a credit card.
A credit card isn’t the only way to build credit. Here are some...
Did you know student loans are one of the largest forms of debt in America? Paying off college loans is essential to cementing your financial future. To help you successfully navigate the complexities of borrowing, Edvisors.com suggests steering clear of these common repayment mistakes:
1. Losing track of loans. Graduating with an average of eight to 12 loans, students might forget about one of their loans, pay late or even default. Payments are due even if the lender doesn’t send a statement o...
Scam artists continue to find new, creative ways to defraud innocent people, making it increasingly difficult for consumers to protect themselves, their families and their money. That said, by remembering these 10 tips from the experts at the Better Business Bureau, you’ll have a much better chance of avoiding most scams:
1. Don’t click on links or open attachments in unsolicited email. Links can download malware onto your computer and/or steal your identity. Be cautious even with email that lo...
The average American spends close to $2,400 per year on unnecessary purchases, and most people regret them after the fact. Clothes are typically the top impulse buy, followed by food and drinks, laptop computers and other big-ticket tech items, shoes and small-ticket tech like chargers or headphones.
On average, a person spends $202 per month on unnecessary purchases, which could easily be cut in half if they stopped making non-essential purchases. .
To drop unnecessary spending, deleting some...
Having bad credit can be worse than having no credit at all. A lousy credit score can lead to a steeper credit hole to climb out of, and can take years to fix.
All is not lost. Borrowers with bad credit scores can still get approved for a new credit card, though they’ll have to jump through a few more financial hoops than other people.
If you’re trying to qualify for an unsecured card because you have bad credit, here are some things you’ll need to provide:
Proof of IncomeThe Credit Card Act of...
