Northern Poconos Real Estate News
When standup comedian Nathan Brannon moved into his newly purchased home in rural Washington state, it seemed the joke was on him: The previous owner had left the pegboard on the garage wall, but had taken all the pegs.
“When I first saw the pegs were missing, I was super confused; I mean, what are you going to do with just pegs?” Brannon recalls. “Now I have a pile of yard tools on the floor in front of the pegboard.”
“What do I have to leave when I sell my house?”
Brannon isn’t the only hom...
I always speak the truth, no matter the cost. Being a “client’s trusted advisor” is cliché in our industry, but not with me. I provide complete transparency and always follow through on my word. Honesty, trust, and integrity build my business and create life-long clients.
Victims of identity theft or fraud may feel they don’t have many options to protect themselves. An easy stopgap, however, is to place a fraud alert on your credit report.
A fraud alert can be placed fairly simply. Contact one of the three major credit bureaus to ask that they place a fraud alert on your credit report, giving potential lenders and creditors notice that someone may be trying to fraudulently use your identity to apply for credit. The three main credit bureaus are Equifax, Experian...
Owing more on a car loan than the car is worth—called being “upside down” on a loan—can make buying a new vehicle difficult.
The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt. Cars depreciate quickly, so the urge to switch to a new car after a few years can leave you with an older car that’s worth less than the loan.
There are still ways to buy a car when you have an upside-down loan; however, they’re not too appeal...
Some unscrupulous lenders use abusive practices, known as predatory lending, to trap borrowers in loans they can’t afford. Those lenders target vulnerable groups, make misleading claims and conceal the true cost of their loans.
Types of Predatory Lending
It’s legal for lenders to charge borrowers with bad credit high interest rates since they’re riskier than customers with good credit. Predatory lenders deliberately target people with bad credit and charge them exorbitant interest rates.
Once you’ve purchased a home, you’ll need to hire a moving company to transport your belongings into your new house. However, hiring movers involves more than finding someone to get your belongings from point A to point B. Use these tips to help you find a reliable company that will move your possessions safely and efficiently.
Determine your moving needs
Everyone’s move will be different, and it is crucial to understand the costs involved in the process. A reputable moving company will determi...
When you’re purchasing a home, most of your budgeting is built around the costs directly associated with your purchase. You’re probably planning for your EMD, home inspection, some repairs, your down payment, and closing costs. However, it’s also important to think through the way your budget will change once you’ve signed on the dotted line and bought your first home or upgraded to a new one. Here’s a list of expenses to take into consideration as you prepare for the months and years following...
