Northern Poconos Real Estate News
A cellphone bill is an expense almost everyone has to pay each month. Even if you set up automatic payments to make paying it easier, it’s still money you have to come up with monthly—and it can be a big bill.
Here are five ways to lower your cellphone bill:
Switch to no contract. One of the big costs of a contract plan with your phone provider is paying a subsidized price so that you can get the latest phone every two years. Some companies run the contract for 30 months, which lowers the payme...
Credit cards can be used to buy almost anything, but using them for small purchases can seem like a waste of time when debit cards or cash are more convenient. However, there are both advantages and disadvantages to using a credit card for small purchases.
The Negatives
The ease of use of a credit card can lead to spending without giving it much thought, and can encourage you to make unnecessary purchases or spend more than you normally would.
Numerous studies have shown that credit cards cause...
You most likely know that having a good credit score is important if you want to qualify for a mortgage, auto loan or credit card. You might not know that your credit score can affect many other areas of your life.
People sometimes take on more debt than they can handle or spend money on nonessential items instead of paying their bills. This is why companies often perform credit checks before agreeing to provide services. Credit history can even affect a person’s employment prospects.
Utilitie...
The homebuying process comes with a language all its own, and two of the terms you may have heard are prequalified and preapproved. While both can be essential parts of obtaining a mortgage and buying a home, you may not know what they mean. Check out the information below to learn how each term may benefit you during your home search.
What Does it Mean to Prequalify?
When you prequalify for a home loan, it means you’re getting an estimate of how much you may be able to borrow base...
Has your spending gotten a bit out of hand? Are you trying to save up for a vacation or new home? If money is scarce by the end of every pay period, you may need to find a few creative ways to become a more efficient spender–and that means forming spending habits that come as naturally as paying your monthly bills.
U.S. News & World Report suggests test-driving a few of these ideas for living within your means:
Train yourself to change. Make small savings goals a part of your overall plan. One...
Have you celebrated your 40th birthday? Then you’ve probably found your stride in life and, hopefully, have squirreled away some savings. That makes it a great time to either buy your first home—or think about upsizing.
And you’re not alone. People aged 41 to 55—known as Gen X—made up 24% of homebuyers over the past year, according to a report from the National Association of Realtors®. And 22% of them were first-time buyers.
“Life changes as people age, and homebuyers are no exception,” says ...
When you buy or sell a home, you will work with several professionals throughout the process. Your real estate agent, home inspector, and lender can all play a significant role in the transaction. Real estate attorneys can also play a pivotal part, but you may be unsure of what exactly they do. Use this guide to learn more about the role of a real estate attorney.
