Northern Poconos Real Estate News

Automatic payments can be a smart and easy way to “set it and forget it.” The automatic withdrawals from your bank account can be set up to pay internet services, subscriptions, phone bills, credit card bills and even a mortgage.

Along with accepting payment by check, over the phone and online, many mortgage providers allow mortgage payments to be automatically withdrawn from your checking or savings account every month on the same day.

Saving money is often easier said than done, but if you’re serious about bulking up your savings account, there are ways to achieve your financial goals. And while eliminating vacations, canceling your cable subscription or getting rid of your car and relying on public transportation can help you save big chunks of money, these may not be practical solutions for you and your family.

Unable to get a credit card? If so, it may be harder for you to build a good credit rating, making everyday life tasks like making a hotel, plane or car reservation a little more difficult. The same goes for loan approvals.

A secured card can help those who don’t qualify for a regular credit card to establish or repair a poor credit history. But what is a secured credit card and how do you get one?

Interior design trends tend to change quite often.

It does not take long before home living spaces appear outdated (think 1970’s pink shag carpets). While you may not want to go through the time and expense of changing your interior design every year, there may be some novel ways you can update your living spaces. Here are some of the top interior design trends of 2023.

Sustainable and eco-conscious

One of the first steps in the homebuying process is gaining pre-approval for a mortgage loan. This gives you a realistic idea of the home prices that you can afford and allows you to make a strong offer when you do find the right house. While there are a lot of factors that impact your loan approval and the interest rates that lenders will offer, there are a few steps you can take to make sure that you’re getting the best home loan and mortgage rate.

A look at mortgage rates

If you pay your credit card bill in full each month and don’t pay interest, you’re using your credit wisely.

You’re not only getting a free 50-day loan through a credit card’s grace period, but you can get some of the best credit card rewards without having to pay the high interest rates that usually accompany the best rewards cards.

Low-interest credit cards can offer modest rewards. High-interest cards, however, usually offer higher rewards, such as more airline miles, points or cash back.

Somewhere on your credit card statement—or maybe even on the back of the card—is contact information for a credit card concierge. The service is usually free, and while it isn’t available on all credit cards, many travel rewards cards offer it as a way to have someone do some tasks for you. Requests can be made over the phone or by filling out an online form.

Here are some of the best ways to use a concierge service offered through your credit card: