Northern Poconos Real Estate News

Life insurance doesn’t have to only be used when you pass away. A permanent life insurance policy gains cash value, which is money you can withdraw while you’re still living.

The money you borrow from the policy reduces the death benefit of the policy if you don’t repay the loan while you’re living. If the loan isn’t paid back before the insured person passes away, the loan amount plus any interest owed is subtracted from the amount the beneficiaries would receive from the death benefit.

In an age where the majority of our communication happens from behind a screen, our face-to-face interactions are often lacking. Below are several tips for having clearer communication.

1. Make eye contact. Direct eye contact can go a long way in having a clear conversation. Not only will it help you pick up on non-verbal cues, but it will show respect – you’re not staring off into space.

If you’re thinking of adopting a dog, you may already have your heart set on one particular breed or another. But if your furry friend is to become a beloved and well-behaved part of the household, you may want to be sure you are choosing a breed that is known to be readily trained. 

Cross-contamination can occur when harmful bacteria are transferred from one place to another. If that happens when preparing food, it can lead to serious food borne illnesses.

Prevent the Spread of Bacteria 
Separate raw meat, poultry and seafood from other types of food when shopping, bringing groceries home and storing food in the refrigerator. Place raw meat, poultry and seafood in plastic bags to prevent their juices from contaminating other foods with potentially dangerous bacteria.

Finding toys to keep your children engaged while fostering their creativity can be a challenge. With so many less-than-stellar entertainment options vying for kids’ attention, a good STEM (Science, Technology, Engineering and Math) toy can cultivate an exploration of science and the natural world. This list of toys will keep your little scholar having fun while they learn.

Sure, you’ve seen the small recycling symbols that seem to be stamped on everything from plastics to glass, metal, and paper —but do you really know what they mean? Before you head to the recycling center or take your latest aluminum can collection to the curb, check out these common recycling symbols to learn how these items are intended to be recycled.

No matter how clean we are or what we do, sometimes it seems like our homes are a haven for all kinds of critters. But instead of turning to harsh chemicals to shoo them away, try utilizing one of these all-natural tips that are tried and true.

Break out the essential oils
Natural oils, such as mint, vanilla, lavender, and lemongrass, are known to naturally repel insects. Keeping some in a bowl diluted with a little water should keep things like ants and spiders off of countertops.