Northern Poconos Real Estate News
You’ve probably heard that spring and summer are the best times to buy a new home. It’s true that those seasons tend to be the hottest for the housing market, with people wanting to sell or buy before fall starts. But fall is still a wonderful time to find your next property, especially if you’re looking for one by the water. Here are just a few reasons why fall is a good time to purchase a waterfront property.
There’s plenty of properties to choose from with less competition
One of the best pe...
The world of finances can feel overwhelming and sometimes even mysterious. Beyond the basics of savings and retirement funds, simple banking habits can have a surprising impact on your finances. These tricks can help you optimize your finances and get the most out of your banking by taking advantage of electronic banking tools, credit score hacks and more.
Shop Around for Your Bank Some banks offer special perks for their members and each one will differ. Shop around to find the best deal for y...
Starting college is full of all kinds of new experiences. Students are left on their own for probably the first time in their lives, and it can be daunting.
Using a credit card can be one of those “firsts,” and parents can help by explaining how credit cards work and instilling good financial habits in them. Here are some credit card habits students should learn before they get to college:
Have a JobTo get a credit card in their name, students will often have to have a job and a credit history....
If, like many Americans, you find your money runs out before the month does, it may be because you don’t keep track of your spending. Budgeting helps, financial advisors assure us, but budget or no budget, there are ways to rein in your spending that may be less painful than you think:
Plan meals ahead and shop with a list. Planning out your meals for the week and shopping with a list can rein in food costs big time. As tempting as store displays may be, resist the urge to splurge. Stop buying...
If you’re trying to pay off multiple credit card debts, keep track of payment amounts, due dates, interest rates and the money needed to pay them on time each month, it might be worth considering debt consolidation.
This is the strategy of rolling many debts into a single payment as a way to save money on interest and to pay off the debts faster. Better yet? You don’t have to hire a company to help you do it. Here are some ways to tackle debt consolidation on your own.
Balance Transfer Credit...
If you want to buy a house but you have student loans, you may be trying to figure out if you should save money for a down payment or focus on eliminating your existing debt before you take on a mortgage. The answer will depend on your individual circumstances.
What Are the Terms of Your Student Loans?The amount you owe, your interest rate and the number of years left in your repayment period are all important. If you have large monthly payments that are straining your budget now, focus on pay...
Learning doesn’t stop after high school, especially when it comes to financial lessons that will set the stage for financial freedom for years to come.
If you’re getting ready to send your child off to college, the military or straight into a job, set them up for success by ensuring that they know the following money skills:
How to Use Credit WiselyGetting your first credit card after high school isn’t impossible, but it can be difficult. Parents can help by adding their child as an “authorized...
